Personal Injury Blog
This blog discusses how personal injury attorney James R. Lewis recovers more compensation for his clients, fights insurance carriers and the defense community for every dollar and benefit to which his clients are entitled.
Tuesday, July 5, 2022
Monday, December 20, 2021
Uninsured Motorist Coverage is THE Most Important
Most drivers are worried about drivers without insurance. However, only 16% of drivers are uninsured, which is tied directly to the DMV requirement that registered vehicles have to be insured. However, this same requirement of minimal insurance ($15,000/$30,000 for bodily injury claims per person/per accident) creates an army of "under-insured" drivers.
Those drivers do not have enough to pay their victim's medical expenses, for their lost wages, or for pain and suffering. Under-Insured Motorist Coverage (UIM), which is an automatic part of Uninsured Motorist Coverage (http://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/auto101.cfm#otherkindsofcoverage) fills that gap between what a negligent driver might have for coverage (likely the minimum) and what your recoverable damages are. For example, if you are injured and incur $17,000 in medical bills and lost wages, but the at-driver has only $15,000 then that driver is under-insured. If you carry more than $15,000 in your own UIM ($25,000, for example) then your insurance should fill that gap up to $10,000 in our example ($25,000 less $15,000 recovered from the at-fault party = $10,000). The cost of UIM coverage is minimal when compared to your liability coverage, and for good drivers UIM coverage is the absolute best way to protect yourself for when you are injured by someone carrying only the minimum amount of auto insurance. Lewis Injury, PC is ready to help with a free consultation by telephone (916-378-8878), email (james@lewisinjury.com) or video conference.
What to do when you're Hit and They Run?
In Sacramento County, Hit and Run accidents accounted for 1015 collisions in 2019. Here's
some critical advice: First, your uninsured motorist (UM) and collision coverages will cover a hit-and-run accident. Second, take pictures of the damage to your car where the other car hit yours. Physical contact between the fleeing vehicle and yours is required for your UM coverage to apply. Third, file a police report. If the police won't come to the scene, then go to the local police (within city limits) or local CHP office (in unincorporated areas) and make a counter report about the incident. Four, notify your insurance immediately. I suggest doing it within a day of the collision or at least the next business day. Lewis Injury, PC is ready to help with a free consultation by telephone (916-378-8878), video conference, or email at james@lewisinjury.com.
Thursday, July 8, 2021
Peers Honor James R. Lewis with awards for Super Lawyers and Top Attorney in Sacramento
For the tenth time, James R. Lewis was named as a Northern California Super Lawyer by Super Lawyers. Mr. Lewis is included in an exclusive list of the top 5% of attorneys in Northern California for 2021. Since 2012, Mr. Lewis has been recognized by his peers and the community as one of the best lawyers in Northern California. Attorneys selected for inclusion in the list of Super Lawyers are nominated by their peers before undergoing "rigorous" evaluations in a number of areas of "peer recognition and professional achievement," according to Super Lawyers selection process. The objective, the magazine says, is to "create a credible, comprehensive and diverse listing of outstanding attorneys." Recognition is based on surveys of approximately 52,000 active lawyers in Northern California, independent research by Super Lawyers magazine, and review and recommendation by practice-area panels of top lawyers. James R. Lewis''s selection as a Top Lawyer in Sacramento will be featured in the August 2021 issue of Sacramento Magazine
Tuesday, August 11, 2020
Eight Times! - Selected as Super Lawyer
For the eighth time, James R. Lewis was named as a Northern California Super Lawyer by Super Lawyers. Mr. Lewis is included in an exclusive list of the top 5% of attorneys in Northern California for 2020. Since 2012, Mr. Lewis has been recognized by his peers and the community as one of the best lawyers in Northern California. Attorneys selected for inclusion in the list of Super Lawyers are nominated by their peers before undergoing "rigorous" evaluations in a number of areas of "peer recognition and professional achievement," according to Super Lawyers selection process. The objective, the magazine says, is to "create a credible, comprehensive and diverse listing of outstanding attorneys." Recognition is based on surveys of approximately 52,000 active lawyers in Northern California, independent research by Super Lawyers magazine, and review and recommendation by practice-area panels of top lawyers. James R. Lewis selection as a Top Lawyer in Sacramento (6th year) will be featured in the August 2020 issue of Sacramento Magazine